December 2012

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Another year is coming to a close.  It is a time of year we spend with family and friends.  It is a time to reflect on what you have done or haven’t done.  When it comes down to it, you are a product of what you make of it and how much time you have invested in it.  Even if it is one real estate transaction or rental property, it sure is better than none.  At least, you have taken the steps to try, do it, and learn from it.  Then, do it over again.  Never ever depend on government, others or family to be able to help you out in your financial needs.  Everyone is battling it out from one day to the next.  Only you can change your financial status and needs. 

It is a time to make some changes, hopefully positive ones for you and others around you.  It is a time to clean, organize, and throw out or recycle the old in your home and life.  From following old wives’ tales tradition of cleaning your entire home from top to bottom before New Year’s Eve so that you can enjoy a clean home for the entire new year ahead.  To reorganizing your storage, your files, and taxes for the coming year. The more organized you are, the easier you make your life.   Every thing you do will affect other things around you.  You don’t have to do it all at once.  Take baby steps.  Take it room by room.  These smaller steps will add up and make a big difference down the road. 

It is a time to make plans, draw up guidelines and mile markers to hold yourself accountable to what ever it is you endeavor to do or be.  It is the time of year to try and learn something new.  I find it amazing when I read that the average person will spend $1,500 in Christmas gifts before they will even spend a dime on financial education to improve their cash flow to re-investing some of that cash spent on Christmas in order to have a bigger and better Christmases in the future.  So, this is the perfect time of year to learn how to find that second or third line of income other than your J.O.B. (Just Over Broke).  For one day, you may not have a JOB to rely on.  Have that other source of income.  Learn something new, whether it be stock investing, real estate, on-line marketing, etc.

It is a time to be grateful, no matter what the circumstances. 

My heart felt sympathies of the hurricane victims goes out to you all.  Hang in there.  Rome and New York/New Jersey City weren’t built in a day much less in a week.

Merry Christmas,

Crissy and Johnny Jackson